27. December 2023
Linda Fritzler

IT leasing: the latest hardware at predictable prices

Always up to date with the latest technology and at the right budget? To ensure this, both start-ups and large companies turn to IT leasing.

But this flexible financing solution has even more advantages. Find out below what these are and whether they are also suitable for your situation.

What does leasing IT hardware mean for your finances?

With leasing, you pay a monthly fee over a fixed contract period to use the relevant hardware. Depending on the provider and agreement, you then have the option of returning the equipment or buying it.

The key difference between leasing and installment plan is that companies can deduct the installments from their taxes as operating costs. They also have hardly any impact on the credit rating.

If you opt for a finance lease, i.e. you want to buy the IT hardware afterwards, the conditions for the tax advantage vary. You should therefore discuss this with the relevant provider before signing the contract.

Companies in particular benefit from this type of financing

A modern and secure infrastructure is relevant in every type of company. However, working with information technology always means having to reckon with dynamic developments.

As this goes hand in hand with new and improved hardware and software being released every year, it is not easy to keep up. Obviously, the choice is between regularly purchasing new equipment or sticking with older models. Leasing IT hardware can give you a decisive competitive advantage at this point.

Advantages of IT leasing at a glance:

  • Regular replacement with newer hardware (at the end of the contract term)
  • High planning security due to contractual obligation
  • Unaffected liquidity of your company
  • Flexible use thanks to individual terms
  • Tax advantages

Possible disadvantages:

  • Hardware is not company property
  • Takeover after leasing more expensive overall than new purchase
  • Reconfiguration on replacement (if not covered by support in the contract)
  • Getting used to the new hardware

In which cases does IT leasing make sense?

The advantages are obvious, but whether this type of financing is right for your company depends on your individual situation. How worthwhile leasing is compared to buying depends closely on your objectives, budget and company values.

However, IT leasing is a good consideration, for example, if…

  1. you don't want to/can't invest the entire purchase costs in one go.
  2. you want to regularly upgrade to the latest technology.
  3. you only have a project-based and short-term need for certain hardware.
  4. You want to preserve the company's liquidity and free up capital for other purchases.
  5. Your company is in a phase of rapid growth and the IT infrastructure needs to adapt quickly.

What should I look out for when choosing a leasing partner?

The respective conditions and offers vary depending on the IT leasing provider. One example is the option of booking full-service packages. These often include services, software and warranty options - this is recommended, as you as the lessee are legally responsible for maintenance and possible repairs.

It is worth clarifying the following questions before concluding a contract:

  • Is the provider trustworthy and experienced?
  • What are the term and termination conditions?
  • Is there an option to purchase or extend?
  • Is the IT leasing offer tailored to my individual situation?
  • Is the hardware on offer modern and does it offer the highest level of IT security?

This means that the IT leasing company you choose should provide you with transparent information and advice.

Low acquisition costs even without leasing?

Not sure whether leasing is the best option, but can't afford high acquisition costs? Then buying refurbished hardware could be the right choice. You can save up to 70% of the costs compared to buying new and still get high-quality network technology for your company.

Lease hardware from IT-Planet

We have been equipping customers in the B2B and B2G sectors with network technology, servers, storage and IT hardware since 2018. We focus on the sale of new and refurbished goods and also offer you the option of IT leasing.

We will be happy to prepare an individual offer for you with a 100% transparent cost breakdown. Full control, no surprises and above all - high-quality hardware from top brands such as Cisco, HPE | Aruba or Juniper.

From switches and transceivers to routers, we can provide you with all the network components you need for a stable and efficient IT infrastructure.

You can read more about our conditions on our IT Leasing page for companies. Alternatively, you can describe your situation to us directly using our leasing inquiry form.

We look forward to hearing from you.

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